SHANE PIERSON · SBA DATA
SBA by Industry · Cosmetics, Beauty Supplies, and Perfume Stores

SBA Loans for Cosmetics, Beauty Supplies, and Perfume Stores

SBA has approved 3,205 7(a) loans worth $532M to Cosmetics, Beauty Supplies, and Perfume Stores businesses, and annual approvals have fallen 63% versus the prior decade.

3,205
7(a) loans
$532M
Approved dollars
$166,027
Average loan size
#105
Rank among industries
-63%
Annualized vs prior decade
20.7%
Active-loan distress
4%
Franchise-branded

Cosmetics, Beauty Supplies, and Perfume Stores is the #105 most-funded business type in the SBA 7(a) record. Since 1991 the program has approved 3,205 such loans worth $532M, averaging $166,027 each. Annual approval volume has fallen 63% between the FY2013-2019 period and FY2020-2026. 20.7% of the active book is delinquent, past due, or in liquidation.

Where cosmetics, beauty supplies, and perfume stores loans are made

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7(a) loans only, approved and not cancelled, gross basis, classified by borrower NAICS. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.