SHANE PIERSON · SBA DATA
SBA Lending by State · Texas

SBA Lending in Texas

Texas is the #2 largest SBA market by volume.

145,155
Total SBA loans
$61.0B
Approved dollars
5.8
Loans per 1,000 businesses / yr
-3%
Growth, 2010s to 2020s
10.8%
Active-loan distress
#2
Rank, national volume
#28
Rank, loans per business

Every SBA 7(a) and 504 loan approved in Texas since 1991 sits in the public federal record. Texas accounts for 145,155 of them, worth $61.0B, split 134,569 under 7(a) and 10,586 under 504. Roughly 13% of 7(a) went to startups and new businesses.

Top industries funded in Texas

  • Retail18,703 loans · $7.2B
  • Other17,379 loans · $4.3B
  • Personal Services14,293 loans · $5.6B
  • Food & Lodging14,020 loans · $9.0B
  • Healthcare12,752 loans · $6.5B
  • Professional Services10,896 loans · $3.1B

Program mix

134,569
7(a) loans
10,586
504 loans
13%
To startups & new businesses
87%
To existing businesses
See Texas on the interactive map

Drill Texas to the zip-code level, see its top lenders, and shade it by growth, dollars, or distress.

Explore Texas on the map ↗

Loan counts and dollars cover SBA 7(a) and 504, approved and not cancelled, gross basis. Growth, distress, per-business rates, industries, and startup share describe the 7(a) book. Approval is not funding. FOIA record as of March 31, 2026.