SHANE PIERSON · SBA DATA
SBA Lending by State · New Jersey

SBA Lending in New Jersey

New Jersey is a mid-sized SBA market concentrated in food and lodging, growing +19%.

51,928
Total SBA loans
$17.9B
Approved dollars
6.0
Loans per 1,000 businesses / yr
+19%
Growth, 2010s to 2020s
13.3%
Active-loan distress
#10
Rank, national volume
#24
Rank, loans per business

Every SBA 7(a) and 504 loan approved in New Jersey since 1991 sits in the public federal record. New Jersey accounts for 51,928 of them, worth $17.9B, split 49,522 under 7(a) and 2,406 under 504. Roughly 11% of 7(a) went to startups and new businesses.

Top industries funded in New Jersey

  • Retail7,645 loans · $2.5B
  • Food & Lodging5,637 loans · $2.7B
  • Personal Services5,528 loans · $1.4B
  • Professional Services4,373 loans · $1.0B
  • Other4,332 loans · $1.0B
  • Construction4,241 loans · $788M

Program mix

49,522
7(a) loans
2,406
504 loans
11%
To startups & new businesses
89%
To existing businesses
See New Jersey on the interactive map

Drill New Jersey to the zip-code level, see its top lenders, and shade it by growth, dollars, or distress.

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Loan counts and dollars cover SBA 7(a) and 504, approved and not cancelled, gross basis. Growth, distress, per-business rates, industries, and startup share describe the 7(a) book. Approval is not funding. FOIA record as of March 31, 2026.