SHANE PIERSON · SBA DATA
SBA Lenders · Southern Bank

SBA Lending by Southern Bank

Southern Bank is an active SBA 7(a) lender, ranked #230 nationally by all-time volume, with 654 approved 7(a) loans worth $262M on record.

654
7(a) loans made
$262M
Approved dollars
$400,330
Average loan size
#230
Rank, all-time volume
#207
Rank, volume since 2020
0.0%
Share of U.S. 7(a) since 2020
-8%
Annualized vs prior decade
8.9%
Active-loan distress
20%
Made under PLP authority

Between 1991 and mid-2026, Southern Bank approved 654 SBA 7(a) loans worth $262M across the country, at an average of $400,330 per loan. That places it #230 among all U.S. SBA 7(a) lenders. About 20% were written under Preferred Lender (PLP) authority, and 8.9% of its book is currently delinquent, past due, or in liquidation.

Where Southern Bank lends most

What Southern Bank funds most

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7(a) loans only, approved and not cancelled, gross basis. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026. No borrower identity appears here.