SHANE PIERSON · SBA DATA
SBA by Industry · New Single-Family Housing Construction (except For-Sale Builders)

SBA Loans for New Single-Family Housing Construction (except For-Sale Builders)

SBA has approved 3,935 7(a) loans worth $804M to New Single-Family Housing Construction (except For-Sale Builders) businesses, and annual approvals have fallen 4% versus the prior decade.

3,935
7(a) loans
$804M
Approved dollars
$204,438
Average loan size
#81
Rank among industries
-4%
Annualized vs prior decade
11.3%
Active-loan distress
1%
Franchise-branded

New Single-Family Housing Construction (except For-Sale Builders) is the #81 most-funded business type in the SBA 7(a) record. Since 1991 the program has approved 3,935 such loans worth $804M, averaging $204,438 each. Annual approval volume has fallen 4% between the FY2013-2019 period and FY2020-2026. 11.3% of the active book is delinquent, past due, or in liquidation.

Where new single-family housing construction (except for-sale builders) loans are made

Who lends to new single-family housing construction (except for-sale builders) most

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7(a) loans only, approved and not cancelled, gross basis, classified by borrower NAICS. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.