SHANE PIERSON · SBA DATA
SBA by Industry · New Car Dealers

SBA Loans for New Car Dealers

SBA has approved 1,972 7(a) loans worth $1.2B to New Car Dealers businesses, and annual approvals have fallen 14% versus the prior decade.

1,972
7(a) loans
$1.2B
Approved dollars
$604,119
Average loan size
#163
Rank among industries
-14%
Annualized vs prior decade
10.6%
Active-loan distress
11%
Franchise-branded

New Car Dealers is the #163 most-funded business type in the SBA 7(a) record. Since 1991 the program has approved 1,972 such loans worth $1.2B, averaging $604,119 each. Annual approval volume has fallen 14% between the FY2013-2019 period and FY2020-2026. 10.6% of the active book is delinquent, past due, or in liquidation.

Where new car dealers loans are made

Who lends to new car dealers most

See it on the map

Explore SBA lending nationwide, drill any state to the zip level, and compare the lenders behind the numbers.

Open the interactive map ↗

7(a) loans only, approved and not cancelled, gross basis, classified by borrower NAICS. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.