SHANE PIERSON · SBA DATA
SBA by Industry · Car Washes

SBA Loans for Car Washes

SBA has approved 8,347 7(a) loans worth $6.7B to Car Washes businesses, and annual approvals have fallen 8% versus the prior decade.

8,347
7(a) loans
$6.7B
Approved dollars
$805,370
Average loan size
#35
Rank among industries
-8%
Annualized vs prior decade
9.3%
Active-loan distress
2%
Franchise-branded

Car Washes is the #35 most-funded business type in the SBA 7(a) record. Since 1991 the program has approved 8,347 such loans worth $6.7B, averaging $805,370 each. Annual approval volume has fallen 8% between the FY2013-2019 period and FY2020-2026. 9.3% of the active book is delinquent, past due, or in liquidation.

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7(a) loans only, approved and not cancelled, gross basis, classified by borrower NAICS. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.