SHANE PIERSON · SBA DATA
SBA Lending by State · North Dakota

SBA Lending in North Dakota

North Dakota is one of the healthiest books in the country at just 3.6% distress.

8,670
Total SBA loans
$2.3B
Approved dollars
8.0
Loans per 1,000 businesses / yr
-35%
Growth, 2010s to 2020s
3.6%
Active-loan distress
#45
Rank, national volume
#9
Rank, loans per business

Every SBA 7(a) and 504 loan approved in North Dakota since 1991 sits in the public federal record. North Dakota accounts for 8,670 of them, worth $2.3B, split 7,024 under 7(a) and 1,646 under 504. Roughly 10% of 7(a) went to startups and new businesses.

Top industries funded in North Dakota

  • Other1,247 loans · $171M
  • Retail1,090 loans · $185M
  • Construction793 loans · $141M
  • Food & Lodging534 loans · $163M
  • Personal Services499 loans · $85M
  • Manufacturing494 loans · $128M

Program mix

7,024
7(a) loans
1,646
504 loans
10%
To startups & new businesses
90%
To existing businesses
See North Dakota on the interactive map

Drill North Dakota to the zip-code level, see its top lenders, and shade it by growth, dollars, or distress.

Explore North Dakota on the map ↗

Loan counts and dollars cover SBA 7(a) and 504, approved and not cancelled, gross basis. Growth, distress, per-business rates, industries, and startup share describe the 7(a) book. Approval is not funding. FOIA record as of March 31, 2026.