SHANE PIERSON · SBA DATA
SBA Lending by State · Kentucky

SBA Lending in Kentucky

Kentucky is a mid-sized SBA market concentrated in food and lodging, growing -13%.

15,450
Total SBA loans
$4.3B
Approved dollars
4.4
Loans per 1,000 businesses / yr
-13%
Growth, 2010s to 2020s
9.1%
Active-loan distress
#33
Rank, national volume
#43
Rank, loans per business

Every SBA 7(a) and 504 loan approved in Kentucky since 1991 sits in the public federal record. Kentucky accounts for 15,450 of them, worth $4.3B, split 14,253 under 7(a) and 1,197 under 504. Roughly 16% of 7(a) went to startups and new businesses.

Top industries funded in Kentucky

  • Retail2,226 loans · $489M
  • Food & Lodging1,630 loans · $708M
  • Construction1,462 loans · $268M
  • Other1,373 loans · $253M
  • Personal Services1,262 loans · $294M
  • Healthcare1,169 loans · $325M

Program mix

14,253
7(a) loans
1,197
504 loans
16%
To startups & new businesses
84%
To existing businesses
See Kentucky on the interactive map

Drill Kentucky to the zip-code level, see its top lenders, and shade it by growth, dollars, or distress.

Explore Kentucky on the map ↗

Loan counts and dollars cover SBA 7(a) and 504, approved and not cancelled, gross basis. Growth, distress, per-business rates, industries, and startup share describe the 7(a) book. Approval is not funding. FOIA record as of March 31, 2026.