SHANE PIERSON · SBA DATA
SBA Lenders · Southern Bank and Trust Company

SBA Lending by Southern Bank and Trust Company

Southern Bank and Trust Company is an active SBA 7(a) lender, ranked #262 nationally by all-time volume, with 552 approved 7(a) loans worth $85M on record.

552
7(a) loans made
$85M
Approved dollars
$154,362
Average loan size
#262
Rank, all-time volume
#254
Rank, volume since 2020
0.0%
Share of U.S. 7(a) since 2020
-75%
Annualized vs prior decade
4.2%
Active-loan distress
2%
Made under PLP authority

Between 1991 and mid-2026, Southern Bank and Trust Company approved 552 SBA 7(a) loans worth $85M across the country, at an average of $154,362 per loan. That places it #262 among all U.S. SBA 7(a) lenders. About 2% were written under Preferred Lender (PLP) authority, and 4.2% of its book is currently delinquent, past due, or in liquidation.

Where Southern Bank and Trust Company lends most

What Southern Bank and Trust Company funds most

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7(a) loans only, approved and not cancelled, gross basis. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026. No borrower identity appears here.